• If you cannot afford to replace your equine investment then it is a good idea to consider insurance. You decide whether or not you should insure based on the risk you are willing to take upon yourself. Equine coverage is quite affordable and often costs less than one horse show.
• We establish value on recent purchases by the purchase price of the horse; even if you received a good deal on the horse we will still bind coverage based on the purchase price. Once the horse has been in training or has been shown we can re-evaluate and possibly increase the insured value. Additionally a horse’s value may be reduced if the horse is not actively being utilized.
